P2P
File sharing is the act of sharing one or more files. These files exist on our computers and can be sent over a computer network and shared with someone in the same house, a team member at work, a friend in another country, or ourselves so that we can access your files from anywhere.
The term P2P refers to peer-to-peer networking. On a peer-to-peer network, computer hardware and software communicate without the need for a server. P2P file sharing is used by file-sharing software clients. P2P technology helps P2P clients upload and download files over the P2P network services.
Wendy Kaufman's article on npr talks about P2P lending, which allows customers to secure lower interest rates for loans when compared to traditional loan providers. The articles states that "The system works like this: Investors put up the money to fund the loans; typically they'll have pieces of hundreds, even thousands of loans which are ranked according to risk. An investor's rate of return will vary accordingly." Lending Club, a P2P lending platform, lent $800 million in 2012 and predicted to lend $2 billion in 2013.
The term P2P refers to peer-to-peer networking. On a peer-to-peer network, computer hardware and software communicate without the need for a server. P2P file sharing is used by file-sharing software clients. P2P technology helps P2P clients upload and download files over the P2P network services.
Wendy Kaufman's article on npr talks about P2P lending, which allows customers to secure lower interest rates for loans when compared to traditional loan providers. The articles states that "The system works like this: Investors put up the money to fund the loans; typically they'll have pieces of hundreds, even thousands of loans which are ranked according to risk. An investor's rate of return will vary accordingly." Lending Club, a P2P lending platform, lent $800 million in 2012 and predicted to lend $2 billion in 2013.
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